Mortgage-refinance informational articles

Remortgage to delivery fairness by humanizing advantage rate - mortgage-refinance

 

You have been paying on your credit for quite a moment or two and you think that your money serves no drive but paying for your loan. This you previously know. The thing you don't know is that there is concealed money in your advance that needs to be harvested. Now you almost certainly ruminating connecting credit repayments and not public finances, where is the place for dormant money? There definitely is! Unfasten these funds by humanizing appeal rates all the way through remortgage.

In 2004, the advantage rates on mortgages amplified after so many years. There have been speculations, that they will be a touch connecting 5. 5% and 5. 75%. Due to this credit has appeared classy and remortgage has suffered as a consequence. In the in progress year, the scenario is undoubtedly favourable. With such low appeal rates ancestors have gained confidence in remortgage. Remortgage is abiding as a dynamic force, exceptionally for mortgagers whose credit is appearance to an end. For most of citizens remortgage ashes a cause of dilemma. Albeit the steadying of the assets prices, there will still be broad people who will be engrossed in remortgage. Remortgage will aid to circulate the impartiality at hand in their home.

Lower activity rate obtainable at remortgage will undoubtedly facilitate the announce in equity. You can easily build up activity rate on your advance by electing for remortgage. Humanizing appeal rate via remortgage can bestow admittance to money in a shorter time frame. The need for remortgage arises when the earliest cut-rate rates with the money lender have exhausted. This habitually consequences in defrayments. You might need to refresh your appeal rates with your finance lender.

You can better appeal rate because of remortgage if your existing lender or your new lender hold out a lower APR. The new remortgage deal with give you admittance to lower and enhanced appeal rates. Remortgage can be useful for consolidation of debts, paying off outstanding debts and most outstandingly to rebuild and assert your accept score. Combine your debts by means of remortgage into one distinct debt. Debt management at enhanced activity rates is doable because of remortgage.

The most critical concern while civilizing appeal rate all through remortgage is compelling into bill the costs concerned in remortgage. Remortgage can prove to be not so beneficial if cost involves are more than you can afford. For homeowners remortgage can be a very achievable assessment if meditated over wisely. In many cases you flow lender will be able to bestow you with a by far better deal at better rate of activity if you query about it. In receipt of a remortgage from your contemporary lender will undoubtedly cut the emancipation fees on your mortgage. Availing better appeal rates on remortgage from your existing lender will negate the need for new evaluation and searches. This will advance condense the remortgage expenses.

Improved appeal rates are the core basis why associates want to remortgage. Borrowers often lessen for better activity rates remortgage easily by their individual conditions and also by the enhanced accept rating over the years. One of the central criterions for better activity rate remortgage is the become more intense in the impartiality of the belongings which is sited for remortgage. The prices of houses have amplified dramatically over the last five years chief to large evenhandedness at the disposal. Add to in fair play takes care of the risk complicated in bountiful a remortgage. Remortgage is protected loan implying that your chattels or home is located as a assure anti the remortgage. Since of the lower risk involved, lenders are present self licensed mortgages at enhanced appeal rates. Self employed borrowers could not achieve a remortgage as the fluctuations in their pay could not keep up with greater than ever appeal rates. Now enhanced activity rates remortgage is available by the asset of self proficient remortgage. This enabled homeowners to remortgage at appeal rates that were less and commonly lead to raising extensive level of fairness that can be put to innovative use.

Improved activity rate remortgage can lead to staggering emoluments over the dot of time. Superior advantage rates - if this is your motivations, then you have to apply for remortgage. There is no limit to the promise with remortgage at enhanced appeal rate. We make huge efforts, to save a pound or a two on weekly shopping, but very fluently overlook the huge savings we can coat if we opt for remortgage. Finance payments are customarily our largest monthly outgoings. Even a small percentage of cut on remortgage appeal rate will begin to add up. It is a myth that you can't save on a mortgage. Take apart this myth, for once, contribute a remortgage.

Amanda Thompson holds a Bachelor's amount in Buying from CPIT and has concluded her master's in Affair Dispensation from IGNOU. She is as careful about her finances as any being appraisal this is. She works for the delicate loan web site http://www. chanceforloans. co. uk. To find a Open or unsecured loan that best suits your needs visit http://www. chanceforloans. co. uk


MORE RESOURCES:
Is It Time to Refinance Your Mortgage? Here's How to Know  Yahoo Finance

Have you been paying attention to mortgage rates? They're the lowest in years, and they've fallen so far in a relatively short time that it might make sense to ...


80% Of 2018 Mortgages Could Save Big With A Refinance, Data Suggests  Forbes

If your mortgage was originated in 2018, then it might be time to consider a refinance. According to new data, 80% of mortgages from last year carry an interest ...


How to get the best mortgage refinance rate  Bankrate.com

Homeowners should consider refinancing their mortgage if they can shave one-half to three-quarters of a percentage point from their interest rate.


Millennials are needlessly missing out on refinancing their home mortgages  MarketWatch

The baby boomers are living up to their name. Many boomers are opting to refinance their mortgages, lowering their monthly payments, and ultimately saving ...


With mortgage rates down, the rush is on to refinance  Buffalo News

Low interest rates are driving mortgage refinancing to its highest level in about three years. So if you haven't yet refinanced, should you join the rush?


This was the worst week for mortgage rates in 3 years – and it may be just the beginning  CNBC

The average rate on the 30-year fixed is now 20 basis points higher than it was on Monday and 36 basis points higher than its last low on Sept. 4, according to ...


Is it time to refinance your mortgage?  KOMO News

Maybe you've noticed: The cost of borrowing money to buy a home is way down. Current rates on a 30-year fixed mortgage are well below 4%, down from above ...


Refinancing For A Lower Mortgage Rate? It Might Be Harder Than You Think  Forbes

Mortgage refinances are surging thanks to low mortgage rates, which hit nearly three-year lows just last week.


As mortgage rates hit the 3s, a record 11.7 million homeowners have become refinance-eligible | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage rates have dropped to new lows, putting a record number of homeowners "in the money" to refinance and cut their rates by at least 0.75%, says a new ...


How soon can I refinance? I just closed on my mortgage | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

You've recently closed on your mortgage. But you see that mortgage interest rates have dropped. You're wondering: How soon can I refinance? Is it worth the ...


How a Mortgage Refinancing Wave Will Impact the Economy  Barron's

U.S. homeowners are among the unexpected beneficiaries of fears of slowing global growth that are contributing to a plunge in mortgage interest rates. A wave ...


Mini refinance boom goes bust, as mortgage rates turn higher  CNBC

It didn't take much to end the party in the refinance market. A small tick higher in mortgage rates caused the sudden surge in refinances to retreat just as quickly.


Refinance your mortgage now or wait in a very, very long line  The Mortgage Reports

Refinance wait times are about to get very long. Lenders weren't prepared. Here's how to refinance without waiting 60 days or more.


3 Reasons Why Now Is The Best Time To Refinance Your Mortgage  Forbes

Right now is as good a time as you may find to refinance your mortgage, whether for your home or a commercial property. In a piece titled “5 Reasons 2019 Is ...


Stumped about refinancing? This refinance calculator makes it a no-brainer  The Mortgage Reports

Is now the time to refinance? One way to anser this question is to use a refinance calculator to see how much you can save.


Optimism about U.S.-China trade discussions sends mortgage rates higher  The Washington Post

After sinking to their lowest levels in nearly three years, mortgage rates popped back up this week. According to the latest data released Thursday by Freddie ...


Trump: 'Get our interest rates down to zero or less.' What that means for mortgage rates - Mortgage Rates & News  The Mortgage Reports

Mortgage rates could be headed lower after mounting pressure on the Federal Reserve to make a historic rate cut. If President Trump gets his way, the Fed ...


People who bought homes in the past 2 years could see 'significant' savings by refinancing now  CNBC

The time is still right to refinance your mortgage, especially if you bought your home within the last two years, said Mortgage Bankers Association CEO Robert ...


Nearly 10 million homeowners could save $267 per month by refinancing  The Mortgage Reports

Refinance rates are so low that nearly 10 million people, conservatively, can save hundreds per month. Are you among those who could save?


Mortgage rates increase slightly, pumping the brakes on the refinance boom  MarketWatch

The real-estate market is especially rate-sensitive these days.


Is now the time to refinance?  Las Cruces Sun-News

Since there is no “one size fits all” reason why one may desire to refinance, the first order of business is to identify the purpose of the refi.


Mortgage rates today, September 11, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose yesterday, as we predicted. But they climbed higher than looked likely first thing. And recent rises have wiped out nearly a month's ...


Mortgage rates today, September 12, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates unexpectedly held steady yesterday. So you still have to go back to Aug. 13 to find as high a rate. Markets on Wednesday were pulled ...


Mortgage rates today, September 10, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose again yesterday, as we predicted. The increase wasn't as sharp as last Thursday's but it was still appreciable. Of course, rates are ...


Falling rates touch off a boom in mortgage refinancing  STLtoday.com

The global economy's pain has become the Jones family's gain. Worries about trade tensions and slower growth have caused long-term bond yields to plummet ...


Mortgage rates today, September 9, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates inched down on Friday, in line with our “unchanged or a little lower” prediction. That was a relief after Thursday's significant rise.


Mortgage rates today, September 6, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose yesterday, as we predicted. And it was a sharp increase by any standards. But, after so many falls in recent days, you have to go ...


30-year mortgage rate falls to its lowest level in nearly three years  Washington Post

Economic uncertainty drove mortgage rates down, according to Freddie Mac data released Thursday, with the popular 30-year reaching its lowest level in nearly ...


Tips on avoiding mortgage insurance  The Dallas Morning News

Q: I have a reverse mortgage and my house has doubled in value since I bought it. The cash from the reverse mortgage has been spent. I would like to get...


Mortgage rates today, September 5, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates fell yet again yesterday. It's been an extraordinary 10 business days since the last rise. Mortgage News Daily traces recent unexpected ...


How a 20-year home mortgage can save you a ton of money  Washington Post

TOWN SQUARE | Because of a shorter loan term and a lower interest rate, on a $280000 loan amount, a borrower can save approximately $85000 in interest ...


Kiplinger's Personal Finance: Now is a good time to refinance your mortgage  Richmond.com

Mortgage rates have dropped to levels not seen since 2016, and homeowners are rushing to refinance.


Fannie Mae: Declining mortgage rates propel nation's home buying outlook to new high  HousingWire

In August, American housing confidence increased slightly as more consumers expressed optimism regarding the nation's falling mortgage rates, according to ...


Mortgage rates today, August 30, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates fell again yesterday, confounding our prediction. The drop was similarly small to Wednesday's. However, it was enough to set a new low ...


Column: Five Reasons To Refinance Your House And Four Reasons Not To  Greenwich Sentinel

By Cheryl MacCluskey. Cheryl MacCluskey. Home loan interest rates appear to be hitting new lows almost daily. As you would expect the question being asked ...


Mortgage rates today, August 19, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates inched down on Friday, defying our prediction. Mortgage News Daily explained it best, talking about the “weirdness” that has ...


Mortgage rates today, August 23, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates held steady yesterday, in line with our prediction. So they remain at their highest in more than a week. But they're still attractive, even by ...


Apple cashes in on boom in debt refinancing. For Americans, especially homeowners, there's a message  CNBC

Blue-chip companies including Apple and Disney issued bonds this week in a $75 billion debt market stampede after big yield declines in August made debt ...


Mortgage rates today, August 29, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates fell again yesterday, in line with our prediction. It wasn't a big drop. But it was enough to take the average back to a point adjacent to the ...


Sep 17 | Free Seminar: Mortgage Refinance Tips | Tinley Park, IL  Patch.com

Your home is your biggest investment. The right mortgage can help you build equity and pay for things that you need for your family. Life changes quickly, and ...


U.S Mortgage Rates Resume the Decline as Economic Woes Build  Yahoo Finance

Mortgage rates resumed their decline in the week ending 22nd August. 30-year fixed rates fell by 5 basis points to 3.55% following a hold at 3.6% in the week ...


Mortgage rates today, August 26, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates moved lower on Friday, as we predicted. But the drop was only small, certainly compared with the turmoil seen in other markets.


Baton Rouge home mortgage lenders see refinancing surge  The Advocate

Lower interest rates that have the power to reduce house payments are triggering a surge in mortgage refinancing activity and giving real estate agents hope ...


Mortgage rates today, August 20, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates rose yesterday, as we predicted. But they increased only by the smallest measurable amount. And the rise should have been much ...


The inverted yield curve is doing something weird to mortgage rates  CNBC

It is a rare scenario where long-term interest rates suddenly fall below short-term interest rates.


Mortgage rates today, August 27, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Average mortgage rates held steady yesterday, in line with our prediction. Some lenders were very slightly lower and others higher by an equally insignificant ...


Drop in mortgage rates is a boon for homebuyers and refinancing  Herald & Review

Worries about the world economy and the shaky stock market have given homebuyers a windfall.


Rising Refinance Share Pushed Down Mortgage Application Fraud Risk in Q2  Mortgageorb

Lower mortgage interest rates and rising refinance share led to an 11.4% annual decrease in the risk of fraud in mortgage applications in the second quarter, ...


Opinion Ginnie Mae and the politics of prepayments  National Mortgage News

Since 2008, the U.S. mortgage industry has been buffeted by a great many changes and a lot of volatility and risk in the financial markets. The chief source of risk ...


FHA sets limits on cash-out refinancing  Washington Post

TOWN SQUARE | Beginning Sept. 1, FHA borrowers will now be limited to cash-out refinancing a maximum of 80 percent of their home value, down from 85 ...


There are better times ahead for mortgage finance  National Mortgage News

While many lenders lately managed their business expecting reduced volume, now they get to capitalize on extremely low mortgage rates. But today's ...


Mortgage rates just had their worst week in 3 years CNBC  msnNOW

The average rate on the 30-year fixed is now 13 basis points higher than it was on Monday and 29 basis points higher than its last low on Sept. 4, according to ...


Worst Week For Mortgage Rates Since 2016  Mortgage News Daily

Mortgage rates didn't have a great day today, moving even higher from what were already the worst levels in a month as of yesterday afternoon. In and of itself, ...


Borrowers Should Think About All Options When Refinancing UPMs. - Refinancing Your Underlying Permanent Mortgage Like a Banker: What You Should Know  Cooperator

An underlying permanent mortgage (UPM) is a commercial loan, not a residential loan like your co-op mortgage. As such, it carries additional and different terms ...


Near-Record Low Rates Trigger Refi Wave Among US Homeowners  pymnts.com

U.S. mortgage refinancing is on the uptick as fears about fluctuating global markets cause a drop in interest rates, the Financial Times reported Sunday (Aug.


Slight increase in mortgage rates takes refi potential down a peg  National Mortgage News

A mere 7-basis-point increase in interest rates reduced what was a record-high number of borrowers with refinancing incentive by 2 million in a matter of days, ...


Mortgage Rates Hit 3-Year Low but Banks Are Making It Harder to Get a Loan  TheStreet.com

The Mortgage Bankers Association says U.S. lenders tightened their mortgage-underwriting standards in August, even as falling interest rates led to a surge in ...


U.S. Mortgage-Refinancing Boom Wanes Even as 30-Year Rate Slides to 3-Year Low  TheStreet.com

Swings in global interest rates, partly a result of the U.S. trade tensions in China, appear to be holding back some would-be borrowers, a new report from the ...


Mortgage Lenders Optimistic About the Future  The MReport

Fannie Mae's Q3 2019 Mortgage Lender Sentiment Survey reports that the net profit margin outlook for mortgage lenders hit a new high, due to strong mortgage ...


Consider a Mortgage Refinance, Even If You Bought Recently  NerdWallet

Refinancing a mortgage might be a good idea, even for homeowners who bought a home in 2018. Mortgage rates have fallen so far that millions of homeowners ...


Millennials drive mortgage refinance boom, and lenders are scrambling  CNBC

Mortgage interest rates have been falling since May, especially sharply this month, so borrowers, especially millennials, are rushing to refinance. Refinance ...


With mortgage rates this low, is late-2019 a good time to buy a house? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage interest rates have been dropping lately. So have home prices. There are real estate deals waiting to be claimed. So that begs the question: Is the rest ...


'Refinanceable' population swells to record high  Scotsman Guide News

The “refinanceable” population — the number of borrowers who could likely qualify for a refinance and save at least 75 basis points off their current loan by ...


REAL ESTATE MATTERS: Follow the rules in divorce decree, or pay the price  Sarasota Herald-Tribune

Q: I got divorced about four years ago. The deed to the house was, and is, in my name alone, and has been from the time we bought it.During our marriage, we ...


US Mortgage Rates Rise as Geopolitical Risk Abates  FX Empire

Mortgage rates were on the rise in the week ending 12th September. 30-year fixed rates rose by 7 basis points to 3.56%, partially reversing a 9 basis point fall in ...


PennyMac Financial Minting Money From Lower Mortgage Rates  Seeking Alpha

Lower mortgage rates are driving growth in production volume, leading to increased profitability. Higher profits in a low rate environment make the company ...


Refinance mortgage - How to refinance a home loan  Savings.com.au

Refinancing home loan is the process of switching from your current home loan to a new one. Learn more with our refinancing guide.


Mortgage rates are at a 3-year low—here are 3 questions to ask before you refinance  CNBC

Mortgages rates hit a three-year low on Friday, August 2, when the average rate on a 30-year fixed mortgage hit 3.70%, the lowest they've been since November ...


Good time to refinance your mortgage?  Fox Business

The 30-year fixed mortgage rate recently reached its lowest levels since September 2017.


'Now Is The Time To Refinance': Low Mortgage Rates Cause Surge In Refinancing  Forbes

Last week's massive dip in mortgage rates apparently pushed homeowners into action. According to new data from the Mortgage Bankers Association, ...


Using rapid analytics to find and keep customers  HousingWire

Mortgage lenders today face daunting challenges. Despite a recent rate-driven surge in refinance activity, overall origination volume is sluggish and costs ...


Economic Commentary: The Fed’s Dilemma, Draghi’s Parting Gift, Mortgage Rate Meltdown  FXStreet

The Federal Open Market Committee (FOMC) meets next week, and it will be a highly anticipated gathering. Futures markets and Fed watchers are certain ...


The 10 Best Mortgage Lenders in America (2019)  Wealthy Gorilla

If you're in the market for your first home or you're looking to refinance your existing one, then knowing which are the best mortgage lenders to use would be ...


Mortgage rates haven’t been this low since 2016 — here’s how to decide whether to refinance your home loan  MarketWatch

More people are pursuing refinances as mortgage rates have dropped.


Consumer Watch: When you should refinance your home  KOKH FOX25

OKLAHOMA CITY (KOKH) — Home ownership is stronger in the South and Midwest, but numbers are lower than they have been in years past. It's a major ...


Fall House Hunt: Four reasons to consider a 20-year mortgage  Boston.com

Thirty-year mortgages dominate the market, but wouldn't you like to pay off your loan faster? Read more on realestate.boston.com.


Refinance mortgage rates: 10 steps to get the best deal | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

How do you get the best refinance mortgage rates? Plan ahead and have a strategy. Here's how to do it in today's low-rate mortgage marketplace.


No time like the present to refinance  Waterbury Republican American

If any Republican-American readers missed the Sept. 6 Associated Press article “Long-term mortgage rates dip,” I will tell them what I have been telling my ...


5 Signs It's Time To Refinance Your Mortgage  Forbes

You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ...


Refinancing for the Right Reasons  Jewish Link of Bronx, Westchester and Connecticut

The Mortgage Bankers Association had an interesting statistic released earlier this week. They reported that overall mortgage application volume dropped 6.2% ...


If You Ever Want To Retire, Here's The Best Way To Refinance Your Mortgage  Forbes

The usual reasons to refinance are to reduce the monthly payment or to raise cash. The third option, which is under-appreciated, is to shorten the period of ...


As mortgage rates plunge, should you refinance?  Fox Business

Nearly 6 million people can now cut their mortgage payments with refinancing.


Refinance mortgage rate slides for Thursday  Bankrate.com

Refinance rates were mixed, but one key rate ticked downward. If you're shopping for a home loan, see what that means for you.


Key questions to ask before you refinance your mortgage  Bankrate.com

While refinancing your home mortgage might sound like a good idea in theory, especially with interest rates falling, it may not always be possible for every ...


Refinance mortgage rates mixed for Wednesday  Bankrate.com

Refinance rates were mixed today. See what that means for your chances of getting a better mortgage rate.


When to Refinance Your Home  Kiplinger's Personal Finance

Kiplinger's real estate guru Pat Mertz Esswein shares why now is a great time to refinance your mortgage. Also, our hosts Ryan Ermey and Sandra Block delve ...


Nearly 6 million people can now cut their mortgage payments with refinancing  Bankrate.com

The recent drop in rates means that 5.9 million people can potentially save money by refinancing their existing home loans and securing a lower rate -- two ...


4 irresistible perks of a VA mortgage refinance  Bankrate.com

Interest rates are near historic lows, and one particular VA loan refinance option that is easy to qualify for can enable homeowners to save thousands on their ...


Should I refinance for 0.25% lower rate? Or wait for 1% or more? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

How much do refinance rates need to drop before I refinance? Is the rule 1%, or should I refinance for just a 0.25% lower rate?


How to Refinance a Mortgage and When to Do It  TheStreet.com

Your mortgage can cost a lot of money over time. Here's how it might just cost a little less....BAC.


Will mortgage rates drop even more? Should I wait to refinance? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage rates are near historic lows, but maybe you've heard that nagging voice, the one which says “wait just a little longer. Rates can drop lower.


You could save hundreds of dollars per month by refinancing your home—here's how to do it  CNBC

With mortgage rates falling, borrowers are primed to save hundreds per month by refinancing. Here are six steps to follow to successfully refinance your home.


Mortgage rates are falling—here's how to tell if you could save money by refinancing  CNBC

As mortgage interest rates drop, homeowners could save hundreds per month by refinancing. However, it's not a smart financial decision for everyone.


How U.S. Bank uses digital mortgages to help loan officers  National Mortgage News

Digital mortgage strategies do more to support loan officers than some people think, according to Tom Wind, executive vice president of consumer lending at ...


Refinance mortgage rate falls for Thursday  Bankrate.com

Refinance rates were mixed, but one key rate trended down. If you're shopping for a home loan, see what that means for you.


Refinance mortgage rate moves higher for Monday  Bankrate.com

Refinance rates were mixed, but one key rate trended upward. See what that means for your refi.


Refinance mortgage rate eases for Thursday  Bankrate.com

Refinance rates were mixed, but one key rate slid lower. If you're shopping for a mortgage, see how your payments might be affected.


Mortgage refinance boom goes bust as rates shift higher  CNBC

A turnaround in interest rates turned borrowers back on their heels last week, deflating a quick boom in refinance demand.


As rates drop, mortgage refinancing surges but home purchase loans remain tepid  USA TODAY

Homeowners scramble to refinance mortgages as rates hit the lowest level in 17 months. But mortgage applications for home purchase rose just 0.5%.


These are the best (and worst) reasons to refinance your mortgage  Bankrate.com

Whether you've owned your home for a short time or you've had your mortgage a bit longer, a mortgage refinance involves careful consideration. After all, you'll ...


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